Weird Debt Letter Received

[albaqwerty]

not sure where this question belongs.

Opened letter addressed to me, usual blurb about unsuccessful attempts to contact me yaddy-yar, account will be transferred to Debt Managers.

Yeah, ok, but have never dealt with company mentioned in the letter, also, there is no specified amount mentioned in the letter.
EG, you owe £48.63 (or whatever amount you like to think)

Shall I ignore it or write them a stiff letter?

[Hopkirk]

That might be good advice if Alba actually owed the money Andi.

However Alba doesn't think she does, and if it is an ID theft fraud then ignoring it could lead to bigger problems in clearing her name.

[AndiFlatland]

OK, point taken, Hopkirk - hope Alba has, too.

[2sp_]

When someone stole my identity, I only found out after I received a snippy letter about £1400 worth of credit card debt. I called them to be berated down the phone by some jobsworth as I had "moved repeatedly without letting them know" and that they had spent many months trying to find me since I had left the address in Leeds.

I have never even been to Leeds...

When I informed the delightful woman on the other end of the phone, she nearly swallowed her tongue and told me she would pass the case to their fraud division.

I received a grovelly letter about a month later.

I would write or phone them. Even if it's not you, you can't afford to ignore any kind of debt in your name.

Failing that, I'll go round and sort them out for you. :-)

[Cmitchell]

Yes, I'd write that letter you're drafting out but don't sign your real signature. These days spam artists merely need a name and an address to start their ball rolling so I'd deffo not let them see ur real signature as well! Be most careful! If in doubt go to Citizens advice.

good luck

[boxtops]

that's one reason why I wouldn't write - they'll then know the address and your name tally up, AND have your signature. Phone them instead, but do 141 before you call so your number can't be traced back to your home phone number.

[Ellipsis]

Do not phone any number without first knowing how much it's going to cost you just to call the number.

[Cmitchell]

Hmm, on second thoughts could still do the letter but just make a deliberate (though prpbably unnoticeable to them) mistake in the address, or even in the spelling of your name. Keep an exact record of the letter and what you send off (with fake signature) and then you'll know where anything originated from if anything does happen in the future.