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Teacher's Superannuation Claim

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chrissa1 | 14:38 Fri 28th Mar 2014 | Personal Finance
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Back in 1986 I did a year's teaching in Northern Ireland.

In 2011 I was faced with sorting out my pensions and also with the death of my husband. By the time I had registered and claimed for my small Teacher's Pension, I realised that I had forgotten about the year I taught in NI.

I contacted the DOE over there and they told me that yes, they saw that I had worked there and obviously paid Superannuation there for a year, but that because I did not claim for it at the outset, it was too late to claim it.

Does anyone know if this is right?

It suddenly occurred to me that if I can't get whatever I paid into, included in my overall Pension, could I at least have the money back, in a lump sum. It is after all, my money.

Also, I had to become a member of the NASUWT when I was teaching there. Could they help do you think?

Thank you.
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well, that's what unions are for, so I'd certainly give them a call.
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You don't think it's too long ago, jno?
well, I'd hope not, as it happened on their watch so to speak; but there are lazy unions. Worth a try, anyway.
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Mind you. I was only a member for a year and haven't paid any subscriptions since then.

Are they really going to fall over themselves to help me?
You have nothing to lose by contacting the union. They may be able to help.
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This is very true.
.

happens in the NHS pension - Scotland is different to England and there is only automatic transfer if you work for over a year. Otherwise it festers and you have to claim it.
Not sure about a time-out. Seems unfair - I would appeal if I were you as they is interest in unfair pension schemes
You can get contributions back if you leave within a certain period - used to 2 years I think , or maybe one year- but I thought you had to request it within a certain period. And you only get your contributions back- not the much larger contribution your employer makes, and there is a tax/NI deduction. It's worth checking it with the scheme.

I think for the teachers scheme to pay any benefits you have to have been in for 2 years.

I'm not sure the union will help as you haven't been a member for so long but there's no harm in asking- however they cannot get the scheme rules overridden
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I will give it a try, next week. Thanks all for your input.

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