Banks are falling over themselves to get people to pay for banking. All sorts of perks are promised, most of which you can easily do without or get much cheaper elsewhere. Don't fall for their promises - do some comparison shopping. I did, and I found that most of the promised perks were pointless. or, worse still were duplicated by other services which I do want and don't mind paying for. As you can't claim for the same loss on two policies, you would have to be very sure that the perks on new account were worthwhile before taking up their offer.
The banks are hoping that so many people will agree to pay for banking-with-bonuses that they can eventually make everybody pay. And probably drop all the perks.
Thin end of the wedge, if you ask me.