I have a Tesco policy which pays out for Frankie's asthma treatment. I have had the policy for about seven and half years and the premiums have gone up very little.
But he is now nine (and so is his sister Merlin) and I know that they will increase quite a bit from now on.
With our little friends living so much longer these days it means that they will get more of the illnesses of 'old age'.
I think that insurance is a good idea - unless you have unlimited amounts of money.
My Yogi's insurance went up from £52 to £66 last year and I fully expect to get another walloping this year, he's been diagnosed with arthritis so I have little option than to stay with Tesco as no on else will cover pre existing conditions.