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Overdue Library books - credit history

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jtay17 | 10:58 Wed 12th Apr 2006 | Business & Finance
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Do having overdue library books effect your credit rating ?
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No
Only at the library - they may ban you from further borrowing until you have paid up +=)
If the debt is big enough and your council try to recover the debt it could affect your rating.

Mostly this is too expensive - it would cost more than the value of the books.

Most libraries have an amnesty week - you can return your books without paying the fines.

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