Pension Credits

[Denisdiamond]

Can I claim pension credits? I reach 65 years old in 3 months time, although I expect to be working well after that date, due to circumstances. I have been in employment for 44 years and am wondering what entitlements I am due. Assuming I am keeping fit.( I hope!). I am a cleaner earning average wage for the job. Thank you .

[factor-fiction]

What do you mean by pension credits- do you mean pension credit or do you mean receive NI credits? How much roughly do you earn per week? When will you be eligible for state pension?

[EDDIE51]

You will get state pension when you reach 65. Pension credit is different to state pension. If you are working and claim pension credit any wages are deducted from the pension credit. But you can work and get full state pension in addition to your wages without deductions . You may haveo pay tax on your state pension though .
State pension is what you will get not pension credit. You should have had a statement from the DWP telling you what state pension you are going to get before now.

[EDDIE51]

Here is the link to the Pensions service, call the number , it is free , and they will be able to help you. You need to have your NI number, work and bank details ready when you call.
https://www.gov.uk/contact-pension-service
They are very good and helpful so just phone them to sort out what you need to do.

[Denisdiamond]

I will be 65 on April 4th and earn i.e. take home approx. £850 per month.

[buildersmate]

As you have perhaps discovered from an earlier recent question, Pension Credit can become payable to a man of an age where a female of the same age would be entitled to a Basic State Pension. It impacts men between the ages of about 62 and 65.
You are of that age, but your earnings are currently above the threshold for any entitlement.
So back to Eddie's answer on ensuring you claim your State Pension from April this year.