Long story short, just realised I am paying £14.99 p/m since last May for an account I never signed up for.
The bank told me I would have to enter a 4 digit PIN sent to me by Experian to activate the account.
According to Experian I didn't have to enter a PIN.
Friend of mine had the exact same problem, as I'm sure thousands more have. Their "free trial" is crafty and deceptive no matter how much they deny it. My friend got on to their customer services about it and threatened to expose the s**m and, despite their expressions of surprise and innocence, was very swiftly refunded. I recommend you do the same asap.
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I am a bit confused here. I thought you were saying you didn't even sign up for the 'free' trial offer but the post you have given as best answer refers to how crafty the free trial process.
It's hard to explain here but I am pretty internet 'savvy' and would not have signed up for anything like that. I have however had financial difficulties in the past couple of years and may well have searched related sites, but I know I would never have signed up to Experian.. I would have been too scared of what they would have had to say!
sorry, that was a bit short - what i meant was if you absolutely did not give your details then either 1) someone else has (and what else could they have used your details for? Or 2) ... i can't think of anything else. Experin are a big firm, and i somehow doubt they are dodgiliy signing up epople without their knowledge
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