financial advisor

[brute]

is it best to go to a financial advisor if i am unsure whether to get a loan debt management or debt consolidation loan or is there someone else that can advise other than citizens advice thanks

[andy-hughes]

Try your bank, if you have one, and if not, go in to a high street branch and ask to talk to someone.

Banks are highly competative these days, and they make money by lending money, so although it sounds cart-before-the-horse, they may be keen to offer you terms, if you have a regular income and can pay it in to them. they work on the basis that you won;t always be in dedbt, so they have an interest in helping you out now.

Financial advisers are professionals and they sell financial products, so their advice will be geared towards selling you something that will earn them commission. On that basis, a bank, who's advice in the first instance is free, are a better choice.