My Bank Has Told Me To Contact The Government Site

[tamaris]

directly to apply for any mis sold PPI's I may have.
The lady did not have the website. I have looked but there are so many coming up. She said I could apply by filling in a form that would locate any and all that I may have to show up.
Can any one help me please ? TIA

[mikey4444]

Tamaris....all you need to to do is to contact any institution that you have had a loan or credit card with, and register a complaint.

The vast majority of major institutions have been pro-active here, and have already contacted all their customers. There is no need whatsoever to use any third-party organisation to do this for you, as they will take some of the money that is owed to you. This compensation is your money, not theirs !

[andy-hughes]

If you think your bank has mis-sold PPY, then the responsibility to find out is theirs, not yours or the government's.

Write to their Customer Service giving details of your account number(s) and the date(s) they were opened, and explain that you are querying PPY mis-selling and ask for a response.

Avoid any commercial sites - they will take a proportion of any money you receive for doing what you can easily do yourself for free - the process is not at all complex.

You will probably get a pro forma back to start the process.

Throughout, you must keep dated copies of your correspondence, together with all their replies. If your case is not resolved, you can involve the Ombudsman, but you will need all the details and exchanges of letters.

Good luck.

[andy-hughes]

mikey and I have cross-posted - but as you can see, we agree on the way forward.

[mikey4444]

Can I add to Andy's excellent post.....don't worry if you haven't kept details of accounts that you might have made.....the companies themselves will have all the details that they need.

[Buenchico]

This is the official website that your bank was referring to:
http://www.fca.org.uk/consumers/financial-services-products/insurance/payment-protection-insurance/claim-ppi

[tamaris]

Thank you all I dont think I can do this by myself TBH it seems to difficult

[jno]

this might help

http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

[tamaris]

So do I have to contact every bank that I have had cards or a mortgage off personally ?

[fiction-factory]

Yes.
or appoint a firm to do it for you but they will take a big chunk of any successful claim and you will still have to provide a lot of info to them so they can fill the forms in for you.

[fiction-factory]

But you only need to identify any cards/mortgages for which you had PPI.
None of mine had PPI so I don't think it was ever almost automatic

[chrissa1]

It's not difficult, tamaris, just a bit time consuming. Well worth it though and don't use a Claims Company. You can lose 25% of what you are owed.

[tamaris]

Thank you Chris for the form.