Ric.ror - I used to live in Bradford. I was born in Baildon (too many years ago to reveal) and lived around Bradford and Halifax all my life until 2001 when I decamped to France. I'd been teaching the last 15 years at Rhodesway. Moved to the East Riding this Spring - nothing would have persuaded me to go back to anywhere near Bradford. It's my home town and I did love it, it was a good place to grow up. My sister still lives at Baildon and drives all around Bradford to get to work in Calderdale, they have nothing to do with the place. Unfortunately, they can't move for various reasons.
I knew far too much about where my council tax went, it's probably worse now. You are out Calverly way, aren't you?:(