ChatterBank1 min ago
Home Insurance Claim
2 Answers
Hi
I hope someone can help me here.
We were recently burgled whilst we were out, so there was a forced entry.
All that was taken was jewellery and cash. My question is this. I know a lot is down by claims assessment companies these days & they usually try & replace items for you, rather than give you the cash. The jewellery as far as we are concerned mostly cannot be directly replaced as they are family heirlooms, presents and items we bought on holiday, but will they still insist on trying to replace items for us or give us the cash so we can try & replace some of the items ourselves? Also more than £500 in cash was taken which were tins where pound coins were being saved, or coppers. (I know I won't get more than £500 in cash back as that is the limit in the policy) They have asked for proof of the cash, but how can I prove they took a tin with say £200 in £1 coins?
Any ideas, experiences, thoughts would be most welcome.
I hope someone can help me here.
We were recently burgled whilst we were out, so there was a forced entry.
All that was taken was jewellery and cash. My question is this. I know a lot is down by claims assessment companies these days & they usually try & replace items for you, rather than give you the cash. The jewellery as far as we are concerned mostly cannot be directly replaced as they are family heirlooms, presents and items we bought on holiday, but will they still insist on trying to replace items for us or give us the cash so we can try & replace some of the items ourselves? Also more than £500 in cash was taken which were tins where pound coins were being saved, or coppers. (I know I won't get more than £500 in cash back as that is the limit in the policy) They have asked for proof of the cash, but how can I prove they took a tin with say £200 in £1 coins?
Any ideas, experiences, thoughts would be most welcome.
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