Do you think this actor is on a lot of ads? His beautiful voice is very recognisable. I think he is on the Barclays ad, maybe a Sky ad, and another for medical care abroad. ( he plays the part of Ric...
3 down: Once deemed OK by lending banks quick to bring lawyer back in (3,4)
I have ?a? r?s?.
There are a few possibilities - pay rise, tax rise, etc but I can't parse any of them....