scorpio61 Member Profile in The AnswerBank

Debt consolidation companies

I have run up some pretty heavy debts through credit cards and loans and we're just about keeping our head above water (heavy meaning ?11 k on cards, ?23k loans) We (my wife and i) both work and we...

andyjevs

Shared ownership dilemma

I have bought my house with a shared ownership company called orbit. I own 45%...they own the rest. I have a mortgage on my share (?69k) and pay a subsidised rent on their section.However, i was...

gina1960uk

Mortgage Advice

I want to pay more off my mortgage payments than I need to pay, will this effect me in anyway, I just want to try and get as much paid off as possible........Will I get penalised in anyway for...

jamesy boy

Bankruptcy and marriage

If a man is made bankrupt, what advantages would there be to starting/running a company in his wife's name?

Kris2005

Non Status / Bad Credit - Small Business Banking Account.

I am a small business (myself T/A), I am ex Bankrupt (discharged) and had a lot of financial problems including House reposition during my Bankruptcy. I recently tried a few High Street banks for a...

minxy

bankruptcy

My fiance went bankrupt a few months ago and we are due to get married in October. I own my house and paid the deposit on it two years ago before I met him. He is due to move in and i am worried this...

EDDIE51

prepay credit/debit cards

any information please about prepaid credit/debit cards? I have a very poor credit rating due to past problems and cannot find any one willing to accept me for a std card.I have heard of prepay cards...

tillyE

Advice needed on separation and financial matters

Hi, I have recently separated from my husband. We have a house together, a joint mortgage and endowment policy. Is this going to be a straightforward process or will the endowment policy...

tali122

goverment are encouraging debt

its rather silly that when you apply for social security benefits if you have been careful with your money and saved it ( and not bought the latest ps2, plasma tv or excessive nightclubbing or another...

motoperpetio

i'm dating a man who is 9 months discharged from Bankruptcy, are there mortgages for this type of person?

i'm not linked to my partner financially but i would like to buy a property with him. is this possible? do banks consider this type of borrower ... ever?

pagey3

mortages - where to start?!

Me and my boyf are looking to buy a flat this time next year. In our area we are looking at properties of about 110,000 ? this will be our first time buy.Now I realise there are a HUGE amount of...

steve100100

what happens to my bank loan and credit cards if I move abroad?

I was wondering what would happen to my bank loan and credit cards if I were to move abroad (outside the EU). Would I still be liable to repay the debt or could I just disappear and leave them...

nholden

Balance transfer good or bad?

My wife over the past couple of years has taken advantage of the zero percent credit card balance tranfers that some banks offer from time to time. I believe we have transfered balances 2 or 3 times...

londondave

Banking

Which UK bank prides itself on the customer being able to get through to their branch? I am getting peed of with HSBC and having to key in all sorts of info before I am transfered to a call cntre in...

chrishu

iva or debt management

i owe ?20500 - i could spare ?400 per month what is best for me, iva or dept management - i believe iva's involve fees please help with company names , suggestions anything please help

misslideaway

How long does it take to clear bad debt?

I am 22 years old, have lived by myself since I was 16 and have suffered 3 redundancies in 3 years and it has left my finances in a real mess. I have defaults on all of my loans/ cards but am slowly...

Sannacott

Who do I complain to about being mis-sold a mortgage product?

I have a 2 year fixed term mortgage with the Halifax which I now discover lasts for 2 years and 3 months. Is there a regulatory body I can complain to?

Lisa 69

Average costs of bills

I am buying a new apartment in a few months and was wondering if anybody could help me out with a forecast for what I can expect to be paying for bills. Everything is Electric, there is no Gas, its 2...

confused????

tennants in common / buying out flatmate

Please can someone help, I have bought a place with an ex-friend of mine 2 years ago and I am now considering buying her out as our relationship has broken down. I would like to know what i would need...

con123

trust deed

is entering a trust deed a smart thing to do

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