Good advice from others more knowledgeable than me about finding a good care home.
Regarding the financials, clearly the action of the daughter is theft and needs to be reported. If one has capital above £23250, local authorities do not fund care home fees. Once the capital runs below this figure, LAs provide some funding. Once the figure falls below £14250, LAs are obliged to provide what is called 'maximum support'. But this is then driven by the maximum figure that the local authority where the lady lives will cover - and there are different maximum figures depending on the condition of the individual. Strangely there are no national rates for this and different LAs fund different maximums, but all are clearly under pressure.
The point about rattling on about this, is that you really need to find a place you and the individual is happy with, AND can be calculated as being self-funded for at least a reasonable amount of time. reason? - because when the self-funding runs out due to capital erosion, one wants to be in a position of arguing with the LA that the individual should not be moved just because the weekly rate is above their funding maximum level. Yes, it happens.
That is why this lady needs all the capital resources she currently (or recently) had.