Have You Enough Put By?

[bellazella]

I have some savings but not enough to see me me into my retirement

[Hopkirk]

If a man says yes he has, are you going to propose?

[bellazella]

No lol

[ummmm]

More or less. I'm only 38 though. So savings + pensions + investments...should be comfy well before retirement.

[bellazella]

Everyone hasnt got that source of money

[vodkancoke]

i have savings and pensions. I am only 34 though so should be fine for retirement. I could always do with more though! lol

[NOX]

Yes, mainly due to being self employed and not investing conventionally, but I'm comfortably off and have been for a while.

[boxtops]

Probably not - when I was in my thirties, savings and pensions didn't seem important, we lived for the moment in those days.

[bellazella]

Depends if you were left money, and never worked for it

[Maydup]

Any tips Nox? (For investing unconventionally I mean)

[cazzz1975]

I live in hope for a lottery win lol!

[bellazella]

Its really hard to save these days

[ummmm]

Do I know you bella? Not all my money was left to me!!

[bellazella]

No, was saying that most people work hard and struggle to save

[seadogg]

The trick is keeping ahead of inflation when one is retired. How anyone survives on what the State provides is beyond me.

[erin-x]

I think it depends on how badly you want to save. I save very easily because I don't mind cutting back. My mum on the other hand says she wants to try and save but she can't.. it doesn't help that she's always spending!

[bellazella]

Can i ask erin, are you living with your mum

[cazzz1975]

I have some savings, not a lot but a little put by for emergencies and build a little nestegg , you have to be quite strict and always be looking at ways to cut costs.

I find the moneysaving expert site quite helpful as well

[ummmm]

I've worked most my life. My OH works hard for the pair of us now.

[bellazella]

Agree cazz, get that every week

[erin-x]

I am indeed... I pay £200 a month digs but I know they just go on a new coat or whatever :|