My 2year fixed ISA finishes shortly and they have offered 1.50% (and made it sound as if they were giving me a gold watch too :0) it was previously fixed at 3.70%. I have looked around and the best one I can find is a 2year fixed tracker,which g'tees to pay 1.51% above the bank rate =2.01%. Surely this must be the best deal especially IF the bank rate rises,or does anyone know of a better one- any advice/comments please? -rosy
For a 2 year fix I can't see you doing much better. Bank rates aren't expected to change for 12 months though so 2.1% may be the rate for some time. 5 year fixes beat this but won't track base rate rises
Thank you all for your replies.Nationwide won't accept transfers in Psybbo. I think I might go for the tracker, I don't really want to tie it up for more than two years and there is a SLIGHT chance that the rate will go up I suppose.Thanks again- rosy