I want to add my partner on my house deeds, can i do this without changing my mortgage or do i need to add him to both. If i just change the deeds do i go through the mortgage company or a soliciter?
He will have to added to the mortgage for the simple reason that the mortgage company has a charge against your property. If they need to repossess, it will be difficult with a joint owner that is nothing to do with the charge.
The mortgage company will need to be satisfied of his credit rating.