The AnswerBank Articles

What To Think About Before Starting Up A Small Business

Starting up your own business is not just a professional choice; it is an endeavour that will change your lifestyle. Before you jump into the deep end, there are a number of things that you should consider to make sure you are suited to running your own company. Know Your Industry You should already have a good idea ...12:45 Thu 16th Jan 2014

A Beginners' Guide To Business Taxes

You do not have to own or manage a business to be affected by business taxes. The taxes that are levied on businesses affect your wages and the price of purchases that you make in shops, so it is a good idea to understand what they are and how they work. Of course, if you do happen to run a company, knowing which taxes...12:45 Thu 16th Jan 2014

How To Pay Income Tax If You're Self-Employed

Income tax is paid in different ways depending on your employment status and your income. A multitude of systems can be confusing to lot of people, especially for those who are self-employed. Self-employed people do not have their income tax automatically deducted from their pay packet because they work for themselves,...12:45 Thu 16th Jan 2014

A Guide To Becoming A Self-Employed Sole Trader

If you are starting up a new business you must consider your trading structure (how your organisation works on the most basic level). Do you have a partner who owns part of the business Are your business finances separate from your personal ones Do you work for anyone other than yourself If the answer to these ques...12:45 Thu 16th Jan 2014

A Beginners' Guide To Book-Keeping

The process of book-keeping is essential for any business because it allows the owner or manager to make sound decisions. Many people find book-keeping a daunting task and try to avoid it because it involves numbers, and numbers are naturally complicated. In reality, the book-keeping process is easily learned. What Is...12:45 Thu 16th Jan 2014

A Guide To Student Loans

The concept of finances can be confusing, especially to the young. Student loans seem daunting and scary to many students and parents alike, but the good news is that you do not need to worry. Borrowing money for your studies is simple, manageable and extremely low-risk. What Is a Student Loan Student loans are a sc...12:30 Thu 16th Jan 2014

A Beginners' Guide to Personal or Unsecured Loans

Throughout your life there may be times when you do not possess the cash you need. From buying your first car or furnishing your house to paying off other debts, a personal loan is a quick and easy way to gain the extra capital that you need. However, as with all loans, there is a lot you need to know in order to pick ...12:30 Thu 16th Jan 2014

A Beginners' Guide to Secured or Homeowner Loans

Borrowing a large amount of money is a big decision, and there are many different options available to you. It is a good idea to consider as many of these options as possible, but the main one for homeowners is the secured or homeowner loan. If you are considering this loan, there are lots of things you should think ab...12:30 Thu 16th Jan 2014

A Guide To Your Employment Rights

Law can be a tricky subject for anyone who does not have the time to dive into textbooks, but knowing its most basic features can be invaluable to you. Understanding your rights as an employee can be helpful in a variety of situations – whether it is making sure you do not get into a jam with your employer or resolvi...12:30 Thu 16th Jan 2014

A Guide To Selling A Business

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A Guide To Buying and Selling Shares Online

Buying and selling shares online is increasing in popularity. With the growth of the internet, it is now a more readily available activity for people who are interested in investing their money. What Is Online Share Dealing Online share dealing can also be called ‘online stock trading’ and is simply the buying o...12:30 Thu 16th Jan 2014

A Guide To The Different Types of Mortgage

Homeowner finances can be confusing to a lot of people because there are two strands of knowledge that you need; how to apply for a mortgage (the general process and costs) and the basic science of mortgages (what is actually out there on offer). This article describes what a mortgage actually is and the three main typ...12:15 Thu 16th Jan 2014

A Beginners' Guide to Remortgaging

Remortgaging has become an increasingly attractive option for homeowners in the past few years. The recent economic crisis has left a lot of people in a financial predicament, and they have sought money in places they would never had considered just a few years prior. Remortgaging is an extremely viable option, and it ...12:15 Thu 16th Jan 2014

An Introduction to Mortgages

There is a time in most peoples’ lives when they have to step onto the property ladder. If you are first time buyer you will probably find the concept of homeowner finances incredibly daunting, particularly mortgages. The good news is that you should not worry, if you start with the basics and do your research, you w...12:15 Thu 16th Jan 2014

How To Choose The Right Credit Card For You

Unless you have been living on a mountain or another hard-to-reach place, it is likely that you have been exposed to credit card offers. Whether it be by post, email or phone, so called ‘respectable’ credit card issuers have probably targeted you with their tempting marketing ploys. Do not be fooled, there is a lot...12:15 Thu 16th Jan 2014

An Introduction to Credit Cards

Within the last couple of decades the word ‘plastic’ has invaded our financial lives. These days it seems that it is incredibly difficult to survive without having to hand your credit card over a counter or punch its number into a form online. For this reason, it is important to understand what credit cards are and...12:15 Thu 16th Jan 2014

A Guide To Personal Pensions

Thinking about the future can be disconcerting, especially if you do not fully understand what people mean when they talk about pension plans. Sorting out your pension plan is an important step in making sure that you are comfortable when you reach retirement age, and the good news is that it is as not as complicated a...12:00 Thu 16th Jan 2014

Used Car Market Study Reveals New Motorist Trends

The second-hand vehicle market has had its reputation tarnished over the years. From Arthur Daley in television programme Minder, to the scheming, cruel father in Roald Dahl's Matilda, the used car salesman has been the subject of a rather harsh character assassination.However, this has not stopped motorists flocking t...16:08 Fri 16th Jul 2010

Satnav Lovers Beware

Since the launch of satnav systems, millions of UK motorists have been better able to find their way on the complex and busy roads. For some driving professionals, these pieces of kit are seen as invaluable aides to their role.However, although the devices have been of benefit to many, a large number of motorists are n...16:08 Fri 16th Jul 2010

Spot The Hot One

It's the knock that every car-buyer dreads; the news that the dream car that you have just bought from that nice man was not actually ever his to sell. And it belongs to the debt collection agency that was pursuing assets.Or, it belongs to someone who recently had their keys robbed from their home. Worst of all, it can...16:08 Fri 16th Jul 2010