PPI loans

[dibble1]

Although I don't think I will be able to reclaim any PPI on payments on my rather large loan I took out 5 years ago as like a fool I willingly signed all the forms, how would I stand on going into the bank and asking wether I can cease making the insurance premiums as it now seems to be worthless. I have 3 years left so it's not an insubstantial amount.
I ask on here first in case I make an unnecessary journey to the bank.
Many, many thanks.

[ubasses]

Depends on the type of loan, if it is a personal loan with insurance added to the loan, the loan would have to be closed and a new one taken out. You could lose out on the interest refund in this instance. If stand alone it should not be a problem unless you have already claimed on the insurance.

You may have willingly signed the forms but the crux of the misselling is whether the insurance was suitable and would it have paid out should you have needed to claim