Mis Sold Morgages

[GypsyGSD]

I've been having a lot of calls lately re mis-sold mortgages are they jumping on the band wagon after the miss sold ppi claims or are they a fact now

[factor-fiction]

I bet if you speak to them they have no idea who your mortgage is/was with. They are just trying it on. The only accepted areas of mortgage mis-selling were PPI relating to a mortgage (and even that isn't necessarily a case of mis-selling) or endowments. There is a chance someone will try it on with interest only mortgages claiming people didn't know they had to repay the capital at some stage, but those claims are unlikely to succeed as lenders have been sending out clear letters for several years now. (I do think a lot of people have made little in the way of plans, however, and lenders should ask people to submit a form saying how they intend to repay it)

[Peter Pedant]

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perhaps they cant read Gypsy - I thought all the mortgages claims were timed out by now ......

speaking as someone who allowed one claim ( out of three ) to be timed out because I delayed and was a bit dozy on that one.