Sorry - don`t know what happened there. Universa 0870 5134 270 (Part of Royal Bank of Scotland)...........Vanquis (owner by Provident Credit so high interest charges but takes most people) 0870 850 7755. ......... BarclayCard 0870 154 0 154 their `Initial` card seems to fairly easy to get. Also Monument 0845 082 0082 used to be easy to get when I applied but are now owned by Barclays so may have changed. Don`t be put off by all the negative comments you will get about having to have a good credit rating. I have all these and more, despite having County Court Judgements and a stinking record of defaults to the very companies who are now offering regular credit increases.