Credit Card With Small Limit

[Handoftheking]

Sadly I am in the process of compiling a bucket list, having received a terminal diagnosis. My physical condition does not allow me to travel so the next 6 months to a year will mostly be spent at home. I am trying to make our conservatory my "den" for want of a better word.
Can anyone recommend a credit card with, say, some thing like a £1000 limit that I could use for this project? My wife does our finances and it would be practical for me to be able to buy small things without her worrying.

[EDDIE51]

Are you working? I assume not,so your only income will be benefits.
Very sorry, but you are not likely to be accepted for a credit card, especially if they know you have a terminal condition.

[jno]

You should be able to ask for the limit you want, though I'm not sure if you can do this till you've actually received it.

[bednobs]

then just apply for one and set your own limit. i have a tesco one and it was pretty easy to get. I presume you are not working, so it might be different for you

[jno]

Don't tell them, Eddie.

[Jackdaw33]

I am not working and I have 5 credit cards. It's income that counts, not whether you're in employment.

[EDDIE51]

Are you certain you are getting all the benefits you are due?
There are special rules and benefits for people with a terminal illness
https://www.mariecurie.org.uk/help/support/benefits-entitlements/living-with-terminal-illness/special-rules
Any benefit due will be fast tracked and automatically paid at the highest possible rate. You may be in for a pleasant surprise as to how much you are entitled to.

[hc4361]

Try applying for a card from the bank that operates your current account, that would be the most straightforward.
In any case there is not a lot to choose between credit cards from the big banks, especially as you are going to pay in full each month.
On the application form state £1000 as the credit limit and that should be what you get.

[bainbrig]

Hello Handoftheking. Tears filled my eyes when I read your reason for the question, i.e. that you don't want your wife to worry. If only we could have a say in the time of our deaths - mine, like yours, would be after my dear wife's, so spare her the pain.

I hope your spirit journeys on through the universe.

With metta,

Bill Bainbrig.