Hello everyone, I just need to vent. My sister has tried to trick my mum to be a guarantor for her. She said she needed to borrow a "little bit of money" to get straight. My mum said she would think about it. She didn't realise my sister had put her down for a loan of £9000.00 until a text msg came though from the company advising she has been accepted. I checked the website and you need to be under 80yrs before the end of the loan. My mum is already 82!! How could they accept her without first checking her age?
While credit reference agencies have access to the full electoral roll (which is otherwise only available to the police and security services, etc) to check on people's addresses, there's no database available to them to check on their ages.
Not sure about the person taking out the loan but the guarantor has to be aged between 25yrs and 80yrs at the end of the loan agreement. My mum is 82 so will be 87 at the end of the term. I have sent them an email. They are closed until Monday so will need to wait.
Some lenders are less than thorough, a friend discovered during her divorce that her husband had borrowed £20k in her name, using her house from before the marriage as security!
^^^ The suggestion would seem to be, Prudie, that Boona's sister has forged his mother's signature (or otherwise fraudulently got her involved, e.g. by some form of online authorisation).