Is It Feasible....?

[KARL]

Let's say person A bears a grudge against person B and A works for a bank plus knows B's bank account details. Is it at all possible for A to put a hex on B in some way whereby B's transactions are flagged as potential fraud and thus blocked, again and again ?

[chelle7272]

It's quite common for large payments to be fraud checked, esecially if it is unusual / irregular activity on a card or account.

[Peter Pedant]

Yeah - - I usually thank them at the end of the third degree as it saves lulu for everyone ( let us to forget bank profits), in the end

[Old_Geezer]

Bit of an eye opener, this thread. One would expect checks on sudden large amounts as the bank has responsibilities, but stopping a card that is still within it's stated end date simply because of a period of non-use !?!? That's unacceptable; why are they allowed to do that,  especially without prior notification that they intend to ?

[newmodarmy]

They probably did notify of the proposed cancellation OG. I've had some notifications about the same thing.

 

 

[Khandro]

OG //That's unacceptable; why are they allowed to do that,  especially without prior notification that they intend to ?//

You forget, it's not people behind this, it's robots. 

Even so, with so many fraudsters about, the banks have to be very careful.

   

[bhg481]

I certainly wasn't notified about the cancellation of mine when I hadn't used it for a while.

HSBC cancelled a DD of mine because I hadn't used it for over a yea. They didn't tell me, it was only when an annual subscription to a club wasn't paid that I discovered that it had become bank policy. A while later my grandson asked if I would buy a concert ticket for him on my card as it had to be a perticular card and his was a different sort; I agreed. The DD for that card (which I didn't use very much) was with HSBC, so I rang and checked the DD was still live; they said it was. What they didn't tell me was that the DD was going to expire before that credit card payment was paid and then they refused the payment. They couldn't understand why I was upset.

[bhg481]

pArticular card

[Khandro]

^^ I can add to that: I recently received a message from PayPal (a genuine one!) telling me that as I hadn't used their services for some time (I forget for how long) they would have to start charging me for keeping my account open.

As it happens I have just bought some dinner-plates from the US on e-bay using it, so I guess all will be well.

We should all read the small print.