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How can I extract myself from a loan with the Household Bank?

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rhyspeter | 20:05 Wed 12th Apr 2006 | Business & Finance
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Foolishly, and without shopping around, I took out a loan of �5,000 over 5 years with the Household Bank 2 years ago. Repayments are by direct debit and are �211 per month. I am told that, to settle the loan, I have to pay over �7,000. I feel that I have been legally trapped and that I am paying too much for this loan.
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