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are yesloans a good organisation 2 go with? or are they just a sham?
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http://www.theanswerbank.co.uk/Money_and_Finance/Question69696.html
They are not a lender they just take your arrangement fee and in theory try to get you a loan. However the fact that you need to go this route means you have dodgy credit history so essentially they will probably not be able to get you a loan but they will keep the arrangement fee for trying. So to answer your questions, no, yes.