Did you get a divorce with no solicitors then, and no orders drawn up as to the division of the marital home. What did your husband do for a living before, has he got a pension in which case you should have received some of that probably. I presume you cannot work for some reason, as if there is no mortgage would it not be feasible, or is your eldest son still in full time education .. you would probably be entitled to some help. Anyway if you are happy about moving out, then you need to get some legal advice I would say, because what is going to happen when the house is sold, how much of it are you going to get because you would probably be awarded more than half as you have to rehome the three of you, particularly as he has decided to stop working. Don't worry about not being on the deeds it is the marital home.