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blacklisted

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joeninty90 | 15:05 Tue 12th Dec 2006 | Business & Finance
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move to new home which was reposesed how can i find out if blacklisted pls
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Property is not blacklisted - in fact neither are people. Check your own credit record with equifax or experian. It will show your credit history at any addresses you've had and will highlight any issues. Whatever your circumstances you will not be "blacklisted" and even undischarged bankrupts can get a mortgage - discharged bankrupts can borrow 100% the value of a property.
When you apply for credit the loan company will check out the address/es you give.If there was someone at your new address with CCJ's for example it will come up on your credit record because the address is the same.I know because it happened to me!

So get your credit file from Experian or Equifax and if it contains any name other than yours or your partner/children then write back saying that these people are nothing to do with you and they should be removed from the credit file.

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