overdraft

[suna]

hi i have an overdraft i still owe the bank some money from my over draft do the bank want it back within a moth or do there wait untill you put it in whenever i have it .tho i do know there add a charge on to me each month if i had not put anythink in or is it only there will charge me if i go over my overdraft

[Pea Pod]

I am with the TSB so can`t answer for other banks. I have a �100 overdraft if I spend some of it they charge me for what I`ve used. Lets say 35pence for �10. I can keep using this money for a year without paying them it all back.At the end of the year they ask if I still want the overdraft and it runs for another year.As long as you don`t go over your limit you will only be charged a little, but go over and the charges are quite high.