ChatterBank4 mins ago
student insurance
4 Answers
am i insured through my parents home contents insurance or do i need to get my own when i join university?
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No best answer has yet been selected by evelynturpin. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.I agree with saffstar the level of cover can vary - I was supposedly covered under my parents insurance but when I lost everything in a theft/arson attack I found I was still massively out of pocket due to exclusions and out of pocket expenses which would have been covered if I had a seperate policy. They don't cost much for the peace of mind - I would recommend Endsleigh Insurance who used to specialise in student insurance (if they still exist). Good luck in your studies.
Endsleigh were crap when dealing with a few friends of mine claims! For example "shared house" insurance against theft is almost impossible unless every student in the house is insured with them.
Even then the % they offer aint worth it. If you got anything valuable, leave it at your parents that what I say.