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e-mailing a cheque.

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Garycarthy | 03:31 Fri 29th Oct 2004 | Business & Finance
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If I e-mail or fax a cheque after scanning it in, can the recipient print it off and cash it or deposit it in their bank?
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Theoretically a cheque is simply an instruction from you to your bank to pay payee a certain sum of money.  As such a bank could take that instruction in any form and not just the pre-printed cheques that are issued to you.  In practice you may have a hard time convincing a bank to accept anything other than the real thing "in the flesh".

Like rekstout says it is theoretically possible to accept the fax/email as an instruction.  However even if you could persude them to accept the fax/email, to avoid fraud the bank would want to see your original (i.e. not copied) signature on it.  In which case you might as well just send a cheque anyway.

I think that one of the issues would actually be an original signature as opposed to a reproduced (faxed) one
There's be an obvious risk of one cheque being photocopied repeatedly and someone trying to cash all of them. I don't think any bank in the land would accept anything other than the original.
I have just received a cheque from an insurance company with a computed generated signature. 
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Thanks for that Bangkok, but you never stated if you had cashed it in or deposited it.
Bangkok - is the entire cheque you have a photocopy/b&w print? Just the signature? Are there parts of the cheque that look original? Are the company's name printed in colour or embossed or anything that differentiate your cheque from a photocopy?

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