Blacklisting

[aymie]

I am 19 years old, and unfortunately due to a stupid year, I have managed to blacklist myself. I am now considering declaring myself bankrupt. My question is though, because I was living with my parents at the time, even though it was my debt, are they blacklisted too? My Mom has recently moved and wants to get a mortage but I am afraid she will be declined and it would be my fault. If she is affected by my bad credit, is there anyway I could get it away from her? I don't live with her anymore. Any help would be truly appriciated.