Credit card cashback?

[dj_chief]

I know with credit cards that if you take out money from an ATM machine the credit card company charge you a quite high percentage fee or cash withdrawal fee or similar.

I was wondering whether the same applies when you get cashback from a supermarket, or is that considered a purchase and not a cash withdrawal, therefore bypassing the cash withdrawal charge?

[ewand]

Certainly in the UK, I don't think supermarkets are allowed to give cashback on credit cards.  Not saying they don't, but dont think they should!

[brachiopod]

Supermarkets won't give cash-back on credit cards. The card reader and 'till' are all electronically integrated, so that the amount due is charged to the card and no option to give cash-back is offered.

In my 'local', on the other hand, their card reader thing is not connected to the tills, so the amount to be charged to the card is keyed in manually. The signed slip is then rung into the till as cash. It is therefore possible to, say, charge �50 to the credit card for a �20 round, put the signing slip into the till and give �30 change.

They don't do this for everyone, mind!!  ;o)

[5029]

You can get cashback on a switch, which of course has no fee

[brachiopod]

Not when you're up to your overdraft limit, 5029 !!

That's when the old 'cash-back-on-credit-card' comes in handy !

[jridgeback]

Switch is a debit card not a credit card so you can get cashback on that. It is impossible for shops to give cashback on credit cards - I work in M&S and most shops do not give cashabck at all