Unsure what to do

[sleepyfairy]

Me and my husband have just seperated after 23 years, long story but basically i have no trust left and asked him to leave, we have a mortgage and he is still leaving his wages coming in to joint account for now, which I have sole access to, as he is useless with money, so enough to cover all finances we had together, i am staying in the house with our 2 grown lads, both working full time, I work part-time, we have agreed that i give him half his wage each month in a lump sum, which is enough for him to just manage on, he is intending to get somewhere to live but at the moment not sure if he is going alone or with the other women who is a temp worker (POLISH), he is stopping with his sister, but cant stay long, we are only just going to manage with money, but he has said he will not take more than I can afford. BUT he actually mentioned today that what happens about the house, he should get half what it is worth, i was not intending to sell, do i have to sell it if he later decides he wants it all, would i have to give him what it is worth to keep it or what we paid to mortgage? I do not want to rock the boat by going to solicitor as it is still early days, Only happened last Friday, any advice would be appreciated, we are on friendly terms and hopefully can keep it that way, i have said anything he needs i will try and help, although if this Polish women comes on the scene I do think things would change. Please advise!!!
i have also put this into law section

[mangetoute]

you can buy him out, if you can afford to, try citizens advise just to see where you stand and at least then you will know, he will be intitled to half the profit from any sale but you have rights so dont be pushed into any thing,seeking advise is not a comitment so do not be afraid ask any one, hope this helps and good luck, remember you are the inocent one do not feel guilty.

[sleepyfairy]

thanks, I can not afford to buy him out, we put all of the money we had back into the house and family so do not have savings, I basically am relying on him to be Nice about things

[CheekyChops]

You don't give him half the value to buy him out, you give him half the equity.

If your house is worth �200,000 and there is an outstanding mortgage of �160,000 then you have �40,000 equity and should give him �20,000.

If you can't afford the mortgage on your own, you will probably need to sell up, he isn't going to carry on giving you his wages for ever.

He may be being nice about things at the moment but you can bet that this won;t last, especially if he has to find somewhere else to live and is useless with money. Go to see the Citizens Advice Bureau.

[TheGopher]

See a solicitor. There are a lot of contributory factors which will determine your rights over the property, including the length of your marriage, your earnings potential compared to your husband's etc. You may be entitled to more than half of the property. A first solicitor's appointment should cost you nothing, but check first.