erm help me!!!

[banjosy]

Ok people, Iam in need of help. I live in a council house with my wife and kids and am disabled so I dont pay rent or tax etc.. My dad died in december and my mam has asked me if I will put my name down on her mortgage to help her get a renewal! She already has a mortgage but its up for renewal now. Ok, would I be able to part own her house with her (not paying anything towards it) but still stay living in my council house and staying on my benefits???

[Ethel]

You will not help your mother renew her mortgage - you do not have an income. Benefits are discounted in these circumstances.

And with your dependants, it would make it even harder for your mother renew the mortgage.

So you need not worry about part ownership of a debt affecting your council housing or benefits.