Property ownership

[jonquil]

Can someone be registered with the Land Registry as the joint owner of a property which has a mortgage on it without their knowledge?

[Nosha123]

I'm pretty sure that - you cannot mortgage a jointly owned property without all parties agreeing to it!

whats the specifics involved?

[jonquil]

May not have been very clear in there. Someone I know claims not to be aware that they are the joint owner of a property even though they are listed as joint owner on the Land registry title deeds. It's not that the house has had a new mortgage taken out on it. It was only purchased, presumably with part of the purchase price covered by the mortgage, in September last year.

[bushbaby_de]

It is very difficult for someone to not know they joint-own a property as they would have had to sign a lot of paperwork when the property was purchased or transferred so it sounds a bit odd!