I am a great believer in insurance.All my white goods are Hotpoint,my washer I had to replace last Feb,my old one washer was 19 years old.(no insurance,have now though)
My fridge and freezer are 24 years old this coming July...never had to have anyone out to them,no insurance on them as I had just come to the UK and didn`t know much about them.
I had a cooker (insured)which one of the hot plates went,had had them out twice before to it ,the engineer told me the call out is now £109 .then one would have the parts and labour on top of that,so well worth the insurance.When it went last time,they no longer had the part,so gave me a new cooker!!Nothing wrong with the old one except the hotplate,so my daughter now has it.I loved it but who is going to refuse a new one at no cost!!
Also got a replacement tv,through insurance,they said it was too complicated to repair,the screen would sometimes have a pink wash over it,they didn`t know what it was so,new tv.when I asked if they wanted me to give it back to them(only 8 months old),they said no,so my daughter had it...NEVER went pink once since she has had it which is now 18 month ago.
Would you believe that!!!