Donate SIGN UP

loss adjusters - are they independant

Avatar Image
mandimoo | 15:03 Sat 09th Jan 2010 | Home & Garden
4 Answers
if my insurance company sends a loss adjuster to look at a claim, will they really be independent, or will they try to wriggle out of a claim on the underwriters behalf? im thinking a loss adjuster could argue that a problem was caused by something not covered by the insurance. as a lay person, i would be none the wiser.
Gravatar

Answers

1 to 4 of 4rss feed

Best Answer

No best answer has yet been selected by mandimoo. Once a best answer has been selected, it will be shown here.

For more on marking an answer as the "Best Answer", please visit our FAQ.
before retirement spent many years working with loss adjusters. I Always found them totally independent and fair. However they will not suffer fools gladly and they're are very good at spotting fraud. Over the years I found if you are straight with them they will be straight with you,
They must be independent and a member of C.I.L.A. (Chartered Institute of Loss Adjusters).
And as Vulcan states, they will be straight down the line with no bias either way unless they smell a rat/suspect fraud.
I'm not 100% convinced, maybe because I've never known a loss adjuster adjust the amount claimed upwards, it's always downwards to the insurance company's benefit.

The only reason an insurance company will appoint a loss adjuster will be to get the claim reduced.
The loss adjuster is appointed by the insurance company, so will be looking after their interests, in a fiar and professional manner. However, if your claim is a big one, you can appoint your own to negotiate on your behalf....

1 to 4 of 4rss feed

Do you know the answer?

loss adjusters - are they independant

Answer Question >>

Related Questions

Sorry, we can't find any related questions. Try using the search bar at the top of the page to search for some keywords, or choose a topic and submit your own question.