Is it possible to cash in a couple of my pensions NOW? They aren't worth a whole lot and are only made up of approx 10 years contributions, so is it possible, and are there any companies who specialise in this facility?
I'm not 100% certain, but I believe there are only 2 situations where you can get the cash out of a pension scheme. These are; if you have been contributing for less than 2 years (and it is taxable), or you retire, which you can do from age 50 onwards. The restrictions are imposed because of the tax benefits for contributions. Any IFA (independant financial advisor) will be able to confirm this.