Diversity on a cooker circuit is 100% and the cooker circuit should be protected by a 32 amp mcb not a 40 amp as the 6mm cable is only rated at 37 amps.....
The 100 amp isolator is just an isolator and would not trip on an overload as buildersmate has said above and yes you are supposed to notify buliding control when you change your consumer unit....
Also if you are going to buy a new CU then get a split load board, say a 5x5 split which is 5 on the RCD and 5 on the non RCD side as your shower really needs to go on the RCD side as well as the ring mains, the cooker does not have to go on the RCD side just like the immersion heater and lighting.
The new 17th edition IEE regulations are out on Jan 1st 2008 and will be implemented by June 1st 2008 and that states that all lighting and anything else in the bathroom has to be on the RCD, hepls being a sparky don't it....