As I posted earlier, see an Insurance Broker, they will determine your Demands and Needs and search the market for suitable cover. If you follow their recommendations you should end up with the policy you require not a standard policy quoted through one of the aggregator websites. For your information, these websites earn commission the same as a broker for any sales made through their comparison search engines, without doing any work on your behalf, which is why you are asked a series of generic questions, without considering that one size doesn't fit all.