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house contents insurance claim for my tv

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dwayne | 13:26 Wed 12th Dec 2007 | Insurance
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do they come out and look at the damage and if its not to bad do they not replace it
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If it can be repaired economically that is what they will do. If you have "New for Old " in your policy terms then if it is beyond repair they will replace it. If you do not have the "New for Old " feature then you may receive a cash payment but this will be lower than the replacement value as they will take into account depreciation.
i think it depends on the item and the insurance company as to what they do, but make sure its worth claiming for, i claimed earlier this year for something and then when my insurance was up for renewal they had tripled the quote because id claimed

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house contents insurance claim for my tv

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