Does Claiming on Company car insurance affect my private NCB?

[AF87]

If i have a claim on my company car insurance for my company car, does this affect my no claims bonus on my private car insurance, do i have to declare my company car claim?

[harryt]

You have to declare it as you are asked " have you had any accidents/convctions in the last 3/5 years whether your fault or not".

This will not affect your personal NCD as you private insurance company have not paid out on the loss.

Phone your insurers asap as if you have an accident, (hope you dont), your insurers may not pay out due to undisclosed claim.

[danchip]

i crashed my company car once and was informed my the companies insurance company that it doesnt go through as a individual having the accident so i didn't need to inform my insurers. It must depend who your insured through

[woozer]

You must tell you personal insurers that you have had a claim - its not optional , all insures expect you to do this it is a "material fact" - it will not affect your personal No CLaims Bonus. BUT if you have a claim on your personal insurance and have not declared this accident you will have problems if your insurers find out - and you would be amazed at how many people suddenly start telling the truth when they are stressed after an accident - just be up front about it :-)