my step son (student) driving along and a car reversed out causing step son to spin and hit another car. The driver of the reversing car has admitted reliability! (relief)!! My stepsons car was badly damaged so he now has a courtesy car until insurance is sorted. We are utterly shocked that he has received an email today stating that
car
market value £500
Less excess £750
Less remaining insurance premium £519.24
Settlement Figure is -(minus) £769.24
I still cant get my head around this. One day he has a car (fully comp of coarse) a week later he has no car and owes £769. And to add insult to injury he has to give the courtesy car back that his mam has just filled to the brim with petrol
Your step son and the 'lady driver' will both give statements that it was the reversing drivers fault plus he admitted liability ( even though he changed his mind) that is going to be pretty damaging evidence against him.