Cheque Book Issue

[pushpika]

if i have received a cheque but there signature are different because sender person's are changed sine in there account. so can i blamed in a coat of those person

[douglas9401]

Possibly.

[Hopkirk]

Sorry, your question doesn't make sense.

[knockavacca]

what ????????

[Cloverjo]

Your bank might refuse to accept the cheque and send it back to the payer's bank.
It's not your fault the payer's signature has changed, so no you won't be blamed by anyone.

[EDDIE51]

Go to your bank and pay the cheque in, let the bank clerk know your suspicions about the signature.The bank will look at it and either accept it or tell you to give the cheque back to the person who issued it and ask them for a replacement cheque. If the bank accepts it and it still 'bounces' they will give you the cheque back , with the words ''refer to drawer'' on it. Again you send it back and ask for another one.

[JJ109]

@ eddies - it will be returned "signature differs" - therefore not libelling the drawer. Refer to drawer = lack of funds, which is clearly not the case here.

[Old_Geezer]

If English is not your first language, Google translate (or other translation website) may be of assistance.

Meanwhile if you have a cheque you aren't comfortable with, that you think might be incorrect in some way, were I you, I'd try to pay it into my account and let the bank sort out any issues.

[Old_Geezer]

I take it that you are saying someone's name has changed but they are still using a chequebook in their original name. Is that correct ?

I don't see how blame can be directed at yourself. You could easily have neglected to check before paying the cheque in, in all innocence.

[kvalidir]

Just pay it into your bank account,don't say anything to anyone and see what happens. If the signature differs it will not be your fault and will, as JJ109 says, be returned 'signature differs'. If it is returned marked 'refer to drawer' it means there isn't enough money and they have given you a false cheque, might be an accident, might be intentional, but either way will not be your fault. x

[Peter Pedant]

No I think that you should pay it in and see.

If A owes you £30 and sends you a cheque
pay it in, you are entitled to say tha you thought the cheque was to discharge a debt

( the NHS Acts specify that "a signature or something that purports to be a signature shall be acceptable...." so that anyone can sign John Smith ( med dir) and it will have the effect of John SMith med dir. Yes incredible when I first read that)

[Jackdaw33]

Are you telling me that banks still employ people to trawl through individual cheques to check signatures? Don't think so.