credit card debt

[starxox]

Hi, my question is this, Ive recently ended a relationship and we are selling the house that we bought together. He is expecting me to pay half of the credit cards which are in his name? Ive never taken his card and spent money on it so surely if hes chosen to buy things, that may will have been for the both of us, that was his decision? Ive never asked him for money from the credit card either. Where do i stand legally?

[Ethel]

If he can show that the credit card debt was accrued to benefit you both then he could have a valid claim. If it was, for example, to pay for a new kitchen or double glazing, then the house sale will reflect this and you will get the benefit from the proceeds of the house.

If it was to buy himself a whole wardrobe of new clothes; or to pay for a holiday you didn't go on, then you haven't had any benefit and he won't be able to pursue a claim against you.

[4getmenot]

he can still take you to court and try and prove it

[jenniprice]

This happened with my boyfriends parents.
He had so much debt when met that she always took credit cards out in her name, even though for both of them to use.

Anyway when the divorced few years ago she had �40,000 debt on all her cards. She wanted the house sale to pay it off, but my boyfriends dad turned round and said they're in your name-deal with them!

She had receipts for sofa's and kitchen brought so she was going to go to court to prove he had to pay half.

Her solictor still wasn't sure of her chances, so said best to settle out of court.
In the end my boyfriend persuaded his dad to pay �10,000 which left her with �30,000 to pay, but thought better than nothing.

So from that I would say he hasn't got a leg to stand on as in his name, but if he does decide to take you to court, then you'll have to pay for your own solicitor, so if could work out something that may be better, but does seem unfair!

[starxox]

THANKS FOR YOUR HELP! Im happy to contribute, i just dont think half is fair. Hopefully this will be enough, dont want to go to court etc, just want it over with!
many thanks for your replies! x