ChatterBank0 min ago
Lost Title deeds of house
8 Answers
we have lost the title deeds to our house..does anyone know where to get duplicates or any other help with where to go to find them
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For more on marking an answer as the "Best Answer", please visit our FAQ.If we are talking about the Land Title of a property registered at the Land Registry it is true that these are just copies of the master record held by the LR.
If you truly mean 'deeds' as in 'an unregistered property' then the above answer is just plain wrong, you are truly stuffed and should approach a solicitor to seek advice on how to proceed. You will never be able to sell the property without establishing the title, a copy is not acceptable .
If you truly mean 'deeds' as in 'an unregistered property' then the above answer is just plain wrong, you are truly stuffed and should approach a solicitor to seek advice on how to proceed. You will never be able to sell the property without establishing the title, a copy is not acceptable .
You have probably sorted out your problem by now but I thought I would tell you of our similar problem. We have become interested in collating a house history and discovered our house on an 1840 Tithe Award Plan. The property was first registered at The Land Registry in 1989 but we didn't purchase the property until 2000 and have never seen the original deeds. We started our search for the deeds with TLR and the solicitor who acted for us in the purchase. Our hopes were raised when we learned of the name of the solicitors responsible for the first registration and who would have handled our old deeds. We were subsequently disappointed to learn that they keep records for only twelve years after which time the documents are offered to the existing owner or they are disposed of but unfortunately this firm of solicitors does not keep an archive index indicating which demise the deeds met. Many solicitors were responsible enough to offer old deeds to their local Records Office or The British Records Association. It is possible that our old deeds may be lodged in the archives of one of the many mortgage lenders but without the names of previous owners we are at a standstill and do not know where to go from here. If you are concerned about proving ownership and your property is registered with TLR you need not worry as Title can be proved easily. If it isn't registered, we understand that you will have to swear a declaration and provide other proof that you have purchased the property so that you can have the property registered by TLR. In our case we are very surprised that it is permissible for such historical documents to be "disposed" of so flippantly. Lawyers should consider themselves to be the guardians of our history for future generations to study.