Car Insurance

[ZebbyUK]

We have two cars.

The estate (1.9TDi automatic) is registered in my name, I hold a full UK licence and we also have a Polo (1.1 petrol automatic) that currently has no MOT, no insurance and has been SORT off road but is registered in my wife's name - she has yet to pass her test. It was bought for her to learn in.

Just started a new job, bit of a drive and the estate is a bit heavy on fuel. If I was to put the Polo throgh an MOT and tax it, how can I legally and cheaply insure it so I can drive it to work instead of the estate?

Just want to save as much money as possible and thought of getting the Polo on the road as it's such a smaller engine. I already drive with a fuel saving conscience mind and am not heavy on the pedal or braking and stick to 60mph.

[bednobs]

Just phone an insurance company and get it insured - that's how you normally insure cars. i thought all cars had to have insurance these days regardless of their SORN status

[Mamyalynne]

I don't think so.

https://www.gov.uk/vehicle-insurance/uninsured-vehicles

[hc4361]

You don't need insurance for a SORN car.

The easiest way would be for you to SORN the estate, register the Polo in your name with your wife as a named driver and then insure it.

[gness]

I know another named driver can reduce the cost of insurance, Hc... will this also apply to a learner driver?.....x

[ZebbyUK]

Need to have the estate on the road, not an option.

I'm asking because I think to have a car insured the main driver must also be the registered keeper/owner.

[sunny-dave]

Anyone can insure a car - I spent years with 'my' car being insured by my wife and 'hers' being insured by me - just the way it worked out.

It's also perfectly legal to insure two cars in your own name - might be worth chatting to an insurance broker about getting your NCB used for a single policy covering both the cars.

[hc4361]

I agree with sunny dave - the multiple car insurance policy will probably be the best option.

[Giggsie]

Main driver for insurance does not need to be registered keeper for the car.

[ToraToraTora]

of course you can insure 2 cars, some companies even do multicar. I have 3 cars and 3 motor bikes!