News1 min ago
Are Royal Mail vehicles insured?
Not sure where to post this but motoring seems most relevant. My mate says never crash into a postmans van, because all Royal Mail vehicles are not covered by any insurance because they are working for the Royal Mail, and, like the Queen, do not legally require insurance. Two ex-policemen we know both say that its true.
I dont think its true. Anyone know if it is?
Answers
No best answer has yet been selected by steveyk. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.However, in addition, insurance is not required for a vehicle owned by a person who has deposited and keeps deposited with the Accountant General of the Supreme Court the sum of �15,000. A number of Companies choose this option. The Royal Mail may be one of them, I am not sure.
Of course, having no insurance by virtue of the exceptions provided by the Act, does not mean that the owners of such vehicles which cause injury or damage are exempt from liability. They must still pay for any damage or injury which would otherwise be covered by insurance in the usual way.
No vehicles used by the military services have insurance, any accidents are investigated and any compensation to the other driver is paid by the government. Also all military vehicles are not taxed, although they have an MOT every two months!
Prince Charle's eldest son is motorbike mad and has a 600cc sports bike, he rides it a lot because with his helmet on nobody recognizises him, it is impossible for him because of the fast bike, his age and his position to get any insurance so he is not insured.
The same applies to the queen who drives on the public highway and is the only person in the UK who does not have a driving licence.
But as JudgeJ points out he has lodged �25000 and the other stipulation is that he must prove he has enough financial backing to pay any claim which I am sure he has!
As a worker of Royal mail i can say that they are insured,if we hit a car the company will pay.We dont admit liabilty if the accident your fault.If a driver has a few accidents due to their careless driving they will be suspended from driving for a period of time.So no we dont always allow ourselves to be blamed just because its the company insurance and not our own personal one that has to foot the bill.
I will say though that most accidents royal mail are involved in are mostly at fault because of the silly time limits we are given to complete the duty.We are always having to rush about.
Be considerate when your postman is late,its not our fault its the damn company putting too much on us
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