I dont know where you heard that but I would be very surprised if it was true, insurance premiums are going up all the time, and young drivers with no no-claims bonus get stung most of all. The exact premium will depend on the sort of car you have in mind, so when you decide that try www.confused.com to quickly get a few different quotes. www.bell.com specialise in customers with no NCB. The only other good advice is to try as many companies as you can, and that online quotes are often cheaper than over the phone. Good luck!